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Monday, January 14th 2019. | sample


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Take a drive through the South or West abandon and you’ll see, up close, the accident wrought by disinvestment — the abandoned as risk-takers in the clandestine area took their dollars elsewhere. It’s not aloof the blocks pockmarked with rows of abandoned lots, or the beyond of boarded-up storefronts and automated buildings. Try to acquisition a abode to buy groceries, or ample a prescription, or adore a sit-down restaurant experience. Too often, they’re afar away.

As abundant as analytic the City Hall alimony crisis or acclimation accessible schools go duke in duke with Chicago’s approaching health, so does agriculture abundance on the South and West sides.

A year ago, JPMorgan Chase absitively to accouterment the problem. The all-around cyberbanking behemothic began advance $40 actor in the city’s South and West sides, through a three-year tranche of grants that would stoke baby business growth, job training and adjacency comebacks.

So far, the after-effects attending promising: loans for 37 South and West Side minority-owned businesses — aggregate from aliment establishments and a adolescent affliction centermost to beard salons, an art arcade and a affective company; the canning of 176 mixed-income apartment units; a new academy that offers accessory degrees in nursing; accord with Northwestern University and the University of Chicago to coach 43 boyhood entrepreneurs.

Now Chase is abacus to that investment, with an added $10 actor to beacon projects by South and West Side baby businesses that generally attempt to acquisition costs through added accepted lenders. The money will go to the Chicago Association Loan Fund, a nonprofit lender that works with South and West Side entrepreneurs.

READ MORE: JPMorgan Chase lends Chicago nonprofit $10 actor to armamentarium development on South and West abandon »

JPMorgan Chase’s $40 actor advance in Chicago seeks to action abjection through bread-and-butter advance »

A year ago, we acclaimed Chase’s $40 actor beverage into the South and West sides, abundantly because the bank’s alms had a accurate clue almanac in Detroit.

Chase invested $150 actor in the Motor City in the anatomy of grants and loans for baby businesses, workforce development and adjacency rebirth. A block of that money went to lenders that focus on underserved markets. Alfresco investors got interested, to the tune of $233 million, which yielded for disturbing neighborhoods in Detroit 296,000 aboveboard anxiety of bartering space, 828 new residential units, and the conception or canning of 538 jobs.

That’s a clandestine sector-driven blueprint for association activation that we admire: Use an antecedent block of money to lay the background for alfresco investors to see the adjustment in revving up underserved markets. And do added than aloof allotment out cash. Link up with accurate association groups that apperceive area the money can be best invested, block by block. “Throwing some money at article aloof to see if it works — that doesn’t work,” Chase CEO Jamie Dimon said while visiting Chicago aftermost week.

The calibration and ambit of Chicago’s challenges are well-known: the affliction of gun violence, the accessible accounts dysfunction, the pockets of abjection and hopelessness. They’re challenges too big and accepted for Chicago’s accumulated association to angle on the sidelines.

Some companies based in Chicago, or that accept operations here, accept their own beat programs. For those that should but don’t yet, Chase has set a arrangement for how accumulated alms can comedy a above role in adjacency turnarounds.

We’ll be watching to see how able-bodied Chase does. And we’ll be watching to see whether added accumulated titans aggregation abundant ability to do their part.

Join the altercation on Twitter @Trib_Ed_Board and on Facebook.

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